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Has this IBAN been reported for fraud?

Check a bank account before you transfer money. We compare the IBAN with reports we have reviewed and approved.

This is not an all-clear. An account that was never reported can still be misused.

Three possible answers

The IBAN check says no more than this. The examples are made up.

  1. Reported

    There are fraud reports for this IBAN that we have reviewed and approved. Do not pay into this account.

    Example: 3 approved reports for DE12 •••• •••• •••• •••• 34, first report on 04/08/2026

  2. No report

    We have nothing on file for this IBAN. That is not an all-clear: most accounts have never been reported.

    Example: No approved reports for AT61 •••• •••• •••• 89

  3. Not a valid IBAN

    The format or check digits are wrong. We notice this while you type, and nothing is looked up.

    Example: Invalid checksum. Please check the IBAN.

What the result means

There are reports for this IBAN

Do not pay into this account. If you have already paid, inform your bank at once and ask about recalling the transfer. Secure the order confirmation and the bank statement and file a report with the police. Give them the recipient’s IBAN.

There are no reports for this IBAN

This is not an all-clear. Most accounts are unknown to us because nobody has reported them. An empty result means: we have nothing on file. Check the shop as well, and if in doubt pay using a method that allows the money to be reclaimed.

How many reports there are

The collection of approved reports is at an early stage. A “no reports” result is therefore currently the normal case and says almost nothing about the account. Every report filed after a loss makes the check more meaningful for the next person.

Report the account and shop

How an IBAN gets into the check

We do not buy in account data and do not adopt third-party lists. Every entry goes back to a report from an affected person.

  1. Report

    Anyone who paid into an account and received nothing reports the case and voluntarily provides the recipient IBAN.

  2. Manual review

    Until approval the IBAN counts nowhere, neither here nor in the shop check.

  3. Entry

    After approval an entry is created with a counter and the date of the first report.

  4. Further reports

    If several people report the same account, the counter rises. The shop check also takes approved accounts into account.

Privacy

  • The formal check (country code, length, check digits) runs in your browser. A faulty number is not sent.
  • For the lookup only the IBAN is sent to our server. We do not store it and do not link it to any profile.
  • Back come the reports (whether there are any, how many, when the first came in) and, for German IBANs, the bank according to the Bundesbank. No account holder, no shop, no reporters.
  • To prevent the service from being used to try out numbers, lookups are limited to 30 per minute per internet connection.

Frequently asked questions

Two checks in one step

Enter the IBAN you paid to or are asked to pay to. We compare it against approved fraud reports.

A click on “Check” starts two independent checks. The first runs in your browser. The second compares the number against our reports database.

  1. Formal check in the browser

    First it checks whether the input can be a valid IBAN: a two-letter country code, two check digits and a length that fits the country. The check digits are then recalculated using the internationally standardised modulo-97 procedure. This happens on your device. A number with transposed digits is not sent to our server.

  2. Comparison with approved reports

    If the number is formally consistent, we query our database. All that comes back is whether there are approved fraud reports for this IBAN, how many there are and when the first one arrived. The service does not disclose names, shop domains or details about the people who reported.

Limits of this check
  • Fake shops can change the recipient account. An IBAN with no reports today may be reported tomorrow.
  • A reported account does not have to belong to the shop’s operators. Payments can run through the accounts of third parties who, for example, accepted a supposed job offer and pass money on.
  • A report is a statement by an affected person that we review. It is not a court ruling and not proof of a criminal offence. We therefore only show that a report exists.
  • We do not check who owns an account and do not name account holders. Only the account-holding bank and the investigating authorities have that information.
Has your own IBAN been reported?

That happens, for example after a dispute about a return or because third parties named your account without permission. You can object to the classification using the form for operators. Every objection is reviewed by a person.

Request a correction

Is the IBAN check anonymous?

You do not need an account. We do not store the IBAN you look up. We only show whether and how often an IBAN appears in approved reports, without names, domains or details of the people who reported it.

What does “reported” mean?

Affected people named this IBAN in connection with a payment to a suspected fake shop. We review every report manually before it counts. That is how we filter out false reports.

Is a reported IBAN proof of fraud?

No. A report is a statement by an affected person that we have reviewed. It is not a court ruling and not legal advice. If your own account was reported wrongly, get in touch via the correction form. We review it manually.

Why don’t you tell me which shop the report relates to?

The same IBAN can relate to several incidents. Naming a shop would be a public attribution that we cannot substantiate here. The IBAN check therefore answers only one question: are there reports for this number?

Can I get my money back through you?

No. We are not a payment service provider and not a collection agency. Reclaiming money runs through your bank or the payment provider you used. We help you document the incident and find the responsible bodies.

Do you also check whether the account behind an IBAN exists?

Only mathematically. We check the structure and the check digits. Whether an account exists behind the number can only be answered by the bank in question. A formally correct IBAN may belong to no account.

Related

Automated assessment without warranty, not legal advice or a statement of fact. Reports reflect user submissions. Operators can request a correction.